Attorney's
Secrets To Investing
In Tax Lien Certificates
by Darius Barazandeh, Attorney
at Law
The
Complete, Step-by-Step Guide to Investing in
Government Tax Foreclosures
My name is Darius M. Barazandeh, I am a licensed
attorney and real estate investor. I have designed the Attorney's
Guide: To Investing in Tax Lien Certificates to teach you
how to safely invest in tax lien certificates.
Purchasing tax liens instruments from county and municipal governments
can provide you with very high and very secure rates of return
as high as 18%, 24% or even 1000% or more per year. If
performed correctly, investment in tax lien instruments will
far out pace stock market performance. The small handful of
investors, who know how to perform this process correctly, are
using the power of compounding interest to double their money
every couple of years.
How does this work? Well, unlike a stock market purchase,
when you purchase a tax lien certificate you need not worry
about sudden changes in the market. Rather, you become a lien
holder with powerful legal rights. You will either:
1. earn a fixed and stated return on each dollar invested or
2. you can foreclose and take title to the real estate backing
the certificate.
Funds can be continually re-circulated into the process for
larger and larger returns. No matter how well the stock market
is doing, on average careful investment in tax lien instruments
will allow you to consistently out-perform the stock market.
There is a catch: You absolutely must know what you are
doing! Don't worry, this product is designed to take you through
the investment process from start to finish. There is a solid
emphasis on reducing and managing risk. The vast majority
of tax lien certificate materials (which I have surveyed) seem
to provide a general overview and gloss over the real details
of actually investing. I handle every issue head-on and then
provide you step-by-step proven solutions to make this work
in the states covered in manual. If your state does not offer
tax lien certificates, then don't be concerned. I have also
included the most current, realistic, and precise strategies
on investing from another state.
Investing in tax lien certificates is an area that is greatly
influenced by state law and general legal rules. I understand
this process from numerous angles. I am not just an investor
with another book to sell. Rather, I am a licensed attorney
and former consulting professional who has seen many sides of
the process. First, as a successful investor, second as a real
estate attorney, and third as a former business consultant to
the Harris county property tax office. I designed and wrote
this course myself and I stand ready to help you. If you
have any questions or concerns please call me at: 713-961-1134
or email me at taxenterprises@yahoo.com.
Why Is This Course Unique?
This course is different not only because it contains straightforward
legal and economic analysis, but because it uses simple and
well-established learning methods to help you learn the material
quickly and with a greater rate rate of retention. One advantage
you will find integrated throughout this product is:
# 1: Context-Based Learning
1) Context-Based Learning allows you to learn by DOING not just
reading or listening! Context-Based Learning means that after
you learn a technique or rule you are asked to apply it in a
slightly different context. This reinforces your learning process
and ensures you can perform when it counts. You will also find
that throughout the course I explain each critical process in
many different ways so that you are sure to learn it from all
angles.
I have also employed context-based learning to enable you to
learn from a real-world setting so that you can obtain a first
hand picture of the processes through actual search screen results,
rather than just reading about dry theory.
These techniques will allow you to learn this material easier
and faster than you may have thought possible. Learning studies
conducted by major universities have supported the position
that context-based learning: 1) leads to greater confidence
when presented with real-life scenarios, 2) keeps the information
entertaining and fresh, and 3) allows you to apply the information
in numerous circumstance rather than just in the 'cookie cutter'
format you may have been taught previously.
Sadly, context-based learning has not been used by many authors.
I understand the material from the standpoint of an attorney,
a real estate investor, a government consultant, and the student.
Because I understand this process from so many angles, I have
been able to focus on delivering it to you in the ideal form
and most effective order possible. I believe you deserve nothing
less.
# 2: An Easy-To-Follow Methodology
2) A Step-by-Step Methodology ensures you perform the proper
steps at the right time. Unless you can put raw facts and legal
rules into a workable strategy they are useless! I do not throw
around information and rules without first making sure that
you have the big picture. I also believe that technique is everything.
The timing of your decisions, research, and analysis is critical.
There are also times when you must have a definite 'yes' or
'no' answer. I believe in using simple yet precise formulas
(such as tax lien certificate loan-to-value analysis and land
value analysis) to help you in the process. It's all part of
a step-by-step methodology that gives you tremendous efficiency
and certainty.
Does crunching numbers bothers you? Well don't worry, the formulas
included (such as the tax lien certificate value analysis) are
very simple to perform and take about 3 seconds to complete.
Nevertheless, the information you can derive from them is priceless.
You will learn to perform all of these techniques, formulas
and research steps in the exact order needed to minimize research
time yet derive the greatest benefit.
# 3: Plain English Legal Review of
Each State's Processes, Fatal Deadlines, Pitfalls and Traps
As an attorney, I am very passionate about teaching you the
'good' and 'bad' parts of this investment method. There is no
such thing as a perfect investment or a 'get rich quick' technique.
If you are looking for those types of promises then don't buy
any of the products I have created.
As a legal professional, I believe a product must cover almost
every angle of the real estate investment method: including
economic issues, legal rules, risk reduction, and asset protection
issues. I have covered the legal rules of each state in a precise
manner, but I have also not forgotten that some of you may not
be experts!
That is why I use numerous examples, common sense explanations,
and diagrams whenever possible throughout the course. I know
that I understand the material, my job is to make sure that
you understand it.
What if you still don't understand a rule? Don't worry it happens!
My email address is also included on every page of the product.
If you still don't understand an issue or rule you can email
me and I will get back to you. You will soon learn that when
you purchase the course I will provide you with unlimited email
consulting. While I am very busy, I still answer my office phone
and respond personally to emails. I do this because I want to
remove all barriers from your path. In fact, you can email me
for clarification for as long as you own this product!
# 4: Complete Coverage of All Risk
Issues and the Exact Research Steps Required to Avoid Them
I believe in complete coverage of risk issues but I also know
that for these techniques to be effective you have to know when
to avoid risk and when to manage risk. While it's very important
to understand potential risk issues, it is also absolutely important
that you are given the exact steps you must take to reduce your
risk.
My risk reduction techniques are given to you in simple step-by-step
tasks. I tell you which county, state, and Federal departments
to access and exactly what to ask for. I provide you with all
the step-by-step tasks needed to greatly reduce your risk...you
need to only apply the techniques.
Reducing risk is a very important aspect of any investment technique.
I am amazed and sometimes troubled when I review real estate
courses which spend 80% of the materials covering the positive
aspects of the investment technique yet they devote so little
time to the negative aspects. To me that is a fluff product
and a waste of money and time.
I always demand to know what could go wrong and why. I want
to know where the pitfalls are, the unsettled areas of law,
and the drawbacks. I devote approximately 50% of this tax lien
certificate guide to risk issues and their avoidance. If you
want a technical, real-world, nuts and bolts product without
the marketing fluff then you will be very happy with this product.
# 5: Detailed Action Plan to Guide
You Step-by-Step Through the Learning Process and Unlimited
Email Consulting from Mr. Barazandeh
An action plan will be your guide through this course. I have
taken the time to carefully consider how and when you review
certain portions of the course. This is done to maximize your
education.
You will notice that the course contains 4 hours of CD audio
discussion in addition to the written materials. The CD audio
material is not just a summary of the course book. Rather, it
is an advanced review of the materials found in the course book.
The action plan makes sure that you review the right materials
at the right time and takes you through three practice sessions.
These practice sessions will allow you to test your knowledge
and skills before confronted with the 'real thing'.
The end result is reinforcement of the materials you have read
and a much higher level of retention and understanding.
The real challenge to investing in tax lien certificates comes
when trying to avoid the various state deadlines and hidden
traps which can hinder the inexperienced investor. My goal has
always been to take my students beyond the basics. You will
find much detail in my materials. I am determined to provide
my customers the highest levels of training and all the details
I know. I can't forget the empty feelings I felt when I purchased
courses that delivered far less than promised: I will break
that cycle!
Customer Comments:
You saved me thousands of dollars with your tidbit of information
on looking at the date of the cause number. I had already walked
in to buy a struck off property with a a "$1,600 lien". The
property was worth $15,000 FMV (fair market value).. I couldn't
run to the tax office fast enough. But when I got there they
told me that taxes had accrued to > $4,000… The auction date
was recent but the judgment was old…after reading your course
I know to compare both when considering the property. Your course
definitely saved me a lot of time and surprises...
Ben P.
San Antonio, Texas
The course really takes you by the hand and gives you EVERYTHING
you need to know to go out and understand what is going on in
these tax auctions...
He has never tried to up sell me on more expensive seminars
or lectures, but has rather always answered my email questions
within a day or 2 at no charge whatsoever...*
Ken B.
Houston, Texas
* NOTE: Ken B purchased my Texas course.
Here is a sample of what I will cover for you in the written course
book and CD audio materials:
An Overview of the Tax Lien Certificate Investment Process: What Do You Really Need to Know?
What is the Difference Between a Tax Lien and a Tax Deed? What are the Rights and Responsibilities Associated with Each?
What is the Psychology of Investing in Tax Lien Certificates: What Do You Need To Know to Be Successful?
What Are the Primary Benefits of Tax Lien Certificate Investing?
How Do Counties Prepare for the Tax Sale? What County Procedures are Used to Prepare for the Sale? (state specifics are discussed in the state sections)
How is the Purchase Price of Tax Liens is Generally Computed (state specifics are discussed in the state sections)
What are the Different Types of Bidding Systems? (state specifics are discussed in the state sections)
Legal Rights of the Tax Lien Certificate Purchaser (state specifics are discussed in the state sections)
How Do the Interest Rate and Redemption Time Period Affect My Return on Investment?
What is Redemption and How Does it Work?
How Does the Delinquent Taxpayer Redeem the Tax Certificate? (state specifics are discussed in the state sections)
What Happens if the Delinquent Taxpayer Fails to Redeem?
What are Liens and Encumbrances?
What is a Voluntary Lien? What is an Involuntary Lien? What is an Automatic Lien? How Can These Liens Affect Your Investment?
History of Foreclosure and What it Teaches Us Today
What is the Legal Basis of Foreclose? (...in plain English)
The Basics of Lien Priority and How to Determine the Priority of Liens
What are the ABC's of Investing in Tax Lien Certificates?
How to Assess Your Most Valuable Resource: Your Time
How to Assess Your Capital: Money
What is the Best Way to Set Goals When Investing in Tax Lien Certificates?
The Best Way to Select States for Investment
When Should Foreclosure Rules Affect Choice of Investment State?
11 Criteria You Must Consider Before Choosing a State to Invest in
Targeting Counties According to Size: The Rules You Must Follow
5 Instances When You Should NEVER Call Counties
What County Officials Won't Tell You
The Side of Tax Lien Certificates that County Officials Never See: Be Warned!
4 Things You Must Know About County Employees Before You Make Contact
19 Questions that You Should Answer Before Considering An Investment State
4 Questions You Should Never Ask a County Official/Employee About Investing in Tax Lien Certificates
How To Obtain Tax Sale Listings From a Variety of Sources
How to Understand Tax Sale Listings and the 3 Hidden Clues You Must Look For
The Truth About Accessed Value and When to Use It
How to Use the Large Auction Environment to Your Advantage
How to Filter Liens Using the Barazandeh Methodä
When Should You Invest in Liens Secured by Residential Property
How To Verify You Are Looking at a Lien on a Residential Property
What Are the Advantages and Disadvantages of Liens Secured by Residential Property
How to Navigate an Appraisal District and Tax Assessor Online Search Capabilities (contains actual Screen Shots)
How to Determine if the Lien Presents an Inadequate Security Risk?
What is Land Value Analysis? What Does the Formula Tell Us? What Are Its Limitations? When Should You Pass on a Tax Lien Certificate?
How to Double-Check Your Analysis of Land Value
Sample Phone Scripts with County Employees Relating to Land Value Analysis
What 5 Areas Should You Always Verify with the County?
When is Internet Research not Enough?
What is the Loan-to-Value Ratio Analysis and When Should it Be Used?
What Loan-to-Value Ratio is Acceptable? What Loan-to-Value Ratio is Unacceptable?
When Should You Use a Realtor?
15 Questions You MUST ask a Realtor
How to Work With a Realtor When Out-of-State
16 Key Questions You Must Ask Yourself When Viewing a Property
How to Invest From Anywhere in the World: The Steps You Must Take to Reduce Risk
What is 'Assignment Purchasing'? (state specifics are discussed in the state sections)
What are 'County-Held' Certificates? (state specifics are discussed in the state sections)
How Do You Determine What Re-Sale Process is Available? (state specifics are discussed in the state sections)
Sample Phone Scripts with County Employees Relating to Assignment Purchasing
Subsequent Sales: The Truth and Risks
When Do Third Party and Absentee Bidding Work for the Investor?
What are the 11 Things You Must Know About Absentee and 3rd Party Bidding?
What Are the 5 Additional Due Diligence Steps You Must Take If You Want to Purchase Tax Liens From Out-of-State?
What is the Most Important Lesson You Can Learn About Appraisal Value?
How Do You Register for a Tax Certificate Auction? (state specifics are discussed in the state sections)
4 Things You Should Deduce From Every Tax Sale Calendar of Events?
What Documentation is Needed To Bid at Tax Lien Certificate Auctions? (state specifics are discussed in the state sections)
Key strategies for: Bid Up Auctions, Interest Bid Down Auctions, Share of Ownership Auctions, and Rotational Bidding Auctions.
Due Diligence and Risk Reduction:
What is Due Diligence? What is 'True' Risk Reduction?
Which Liens Will Survive Foreclosure of the Tax Lien? (state specifics are discussed in the state sections)
What Interests Will Survive Tax Foreclosure? (state specifics are discussed in the state sections)
What is the 'Inadequate Security' Scenario?
What is an Easement in General?
What is an Easement Appurtenant?
What is an Easement in Gross?
What is a Land Covenant? How Do You Check for Overly-Restrictive Land Covenants?
How Do You Search for Easements? How Do You Know if an Easement is Public or Private?
What is a City Restriction? How Can it Affect Your Investment?
What are the Exact Steps Required to Search for City Restrictions?
What are Subsequent Taxes? When Will Subsequent Taxes Harm Your Investment? (state specifics are discussed in the state sections)
What are the Exact Steps Required to Subsequent Taxes Restrictions? (state specifics are discussed in the state sections)
When Will Subsequent Taxes Increase Your Profit? When will They Increase Your Costs? What are the Exact Steps Required to Search for Subsequent Taxes?
What is a Federal Tax Lien? What are the Exact Steps Required to Search for Federal Tax Liens
What Happens if You Foreclose on a Property with an Existing Federal Tax Lien?
When Can the Federal Tax Lien Undergo Redemption? What is the I.R.S. Policy on Federal Tax Lien Redemption?
What Happens When a Lender Suffers Financial Difficulty?
What are FDIC and RTC Held Liens? Why Should You Avoid Purchasing FDIC and RTC Held Liens. NOTE: 'FDIC' stands for Federal Deposit Insurance Corporation and 'RTC' stands for Resolution Trust Corporation.
What are the Exact Steps Required to Avoid Buying FDIC and RTC held Liens?
What is Environmental Liability?
How Do You Avoid the 'Owner/Operator Liability'?
What is the Superfund Act and What Does Section 42 U.S.C 9601 Mean to the Tax Lien Certificate Investor?
What is the False Lure of Commercial Properties? What is a Phase I Environmental Inspection? What is a Phase II Environmental Inspection?
What Are the Risk Issues Associated with Commercial Property?
What Must Every Tax Lien Investor Know About Bankruptcy?
Precise Legal Quick Facts Review of Bankruptcy Law (...in Plain English!)
What Are the Goals of Bankruptcy?
What Are the Specific Steps Required to Check for Bankruptcy?
What is a 'Preferential Transfer'? Who is the Bankruptcy Trustee? How Do You Avoid the Risk of Bankruptcy?
3 Things Every Tax Lien Certificate Investor MUST know about Bankruptcy!
What is the 'Automatic Stay'? Can the 'Automatic Stay' Be Lifted?
How Do You Access Bankruptcy Records?
What Are the Exact Steps Needed to Manage Bankruptcy Risk?
What is Personal Liability Protection?
What is the Biggest Risk Facing Investors Today?
What is a 'Defacto Business Entity'? What is a Formal Business Entity?
What is a Corporation and When Can It Assist You as a Tax Lien Investor?
What is a Limited Partnership? What is a Limited Liability Partnership?
What is a Limited Liability Company and When Should it Be Used by the Tax Lien Investor?
Foreclosure and Property Management
What is the Foreclosure of a Tax Lien? What does it mean legally?
How Can 'Due Process of Law' Affect Foreclosure of a Tax Lien?
What Are the Hidden Traps of Foreclosure?
What are the Exact Steps Required to Foreclose Your Tax Lien? (state specifics are discussed in the state sections)
How Does the Lien Holder/Attorney Foreclosure Process Work? (state specifics are discussed in the state sections)
How Does the Lien Holder/Administrative County Process Work? (state specifics are discussed in the state sections)
What is a Suit to Quiet Title? What are the Exact Steps Required to Quiet Title?
When is a Suit to Quiet Title Required for Tax Lien Properties? (state specifics are discussed in the state sections)
When is the Suit to Quiet Title Not Required? What is the Cost of Suit to Quiet Title?
How Do You Select An Attorney for Your Legal Matters? How do You Select an Attorney for You Quiet Title Lawsuit?
15 Questions You Must Ask An Attorney?
How Can You Make Money on Your Tax Sale Property?
How Do You Manage Tax Sale Property?
What is the First Thing You Must Do When You Receive Your Tax Deed?
How Do You Know When To Handle Insurance? When Has Possession and Legal Responsibility Passed?
How Do You Handle Occupants of the Property? How Do You Put Yourself in Possession? (state specifics are discussed in the state sections)
Legal Review of Ejectment Actions: What is an Ejectment? What is an Unlawful Detainer?
Do You Need An Attorney to Handle Ejectment? (state specifics are discussed in the state sections)
How Do You Sell Tax Sale Acquired Property?
What Are the 5 Key Techniques Used By Investors to Profit From Tax Sale Properties?
What is a Quick Sale?
How To Price a Property Aggressively?
How Do You Price a Property for a Quick Sale?
What is Creative Real Estate? What are the Core Creative Real Estate Selling Techniques?
How Do You Manage Repairs on a Tax Sale Property? How Do You Estimate Repairs?
Sample Repair Estimate Price Sheet and Simple Techniques to Rank Repairs and Save Money
Key Suggestions You Must Follow Whenever You Hire a Contractor
What are the 'Big 3' Considerations When Choosing a Contractor?
What are the Contractor's Insurance, Bonding, and Licensing Requirements?
13 Questions You Must Ask a Contractor Before Hiring Them?
What is Property 'Wholesaling'? How Does it Work?
What Special Considerations Exist for Tax Sale Acquired Property?
Sample Ads to Advertise a Property for a Quick Sale
How Do You Screen 'Wholesale' Buyers to Eliminate 'Time Wasters'?
How Can You Tell Who is Wasting Your Time and Who is Serious?
What is a Lease Option? How Does a Rental Credit Work in the Lease Option Agreement?
How Can a Lease Option Reduce Rental Headaches?
What 3 Clauses Must Be Present in Every Lease Option Contract?
What are the Key Disadvantages of Lease Options?
How Do You Avoid the Equitable Mortgage?
What is the Installment Contract Sale Method?
What are the Advantages and Disadvantages of Using the Installment Contract?
How Do You Rent the Tax Sale Property?
and much, much more!
Investing in tax lien certificates can be done with part-time effort. You can purchase liens even if they are not sold by your home state. As an out-of-state investor you will need to follow the additional due diligence techniques described in Chapter 5 of the course, titled: Long Distance Investing. I will show you how to make this work.
Currently there are 24 states which offer tax lien certificates for sale. My course also includes state-by-state detail and analysis on the following 19 states: (PLEASE NOTE: 5 states were not included due to unfavorable laws, ambiguity of policy and/or limited investment opportunities).
Fully Detailed State Law, Policy, and Investment Analysis Sections are Included for the Following States:
Detailed review and instruction covering all aspects of the tax sale, foreclosure, redemption, state-specific risk(s) and more are provided on the following states:
Alabama
Arizona
Colorado
Florida
Georgia
Illinois
Indiana
Iowa
Kentucky
Louisiana
Maryland
Mississippi
Missouri
Montana
New Jersey
Oklahoma
Rhode Island
South Dakota
West Virginia
NOTE: The most frequent question I receive involves purchasing liens as an out-of-state investor. As indicated above: You can travel to the auction site or purchase from your home. A full 'at home' strategy is contained in Chapter 5 of the course, titled: Long Distance Investing.
Lastly, I realize no matter how well a course is written there will be times that you need to speak to a real person and ask questions. Although I mentioned this earlier, I think it is very important to assure you that when you purchase this product I will answer your questions via email for as long as you own the course. I believe that as a customer you deserve to speak with the author of the product at anytime. In fact you can email me whenever you like.
Some people choose to call me and talk to me personally even before they purchase the course. In fact, if you have any questions or concerns about this course or using these techniques from your state then contact me.
ORDER TODAY AND RECEIVE:
The Attorney's Step-by-Step Guide: To Investing in Tax Lien
Certificates - Contains over 240 pages of Step-by-Step insider's
information on investing in Tax Lien Certificate Sales. Includes
all aspects of purchasing tax lien certificates: finding liens,
research and selection of liens, purchasing liens, foreclosure
of tax liens, risk avoidance, selling tax sale properties and
much more. Click Here for Sample Coverage>>
The Full Audio CD Guidebook With 6 Hours of Detailed Instruction
- Important: The CD's are not summaries! They test your understanding
of the core concepts presented in the course and expand your
knowledge.
Includes 6 Audio CD's with a total run time of approximately
4 hours. Contains valuable insight from Mr. Barazandeh covering
the legal procedures associated with investing and his valuable
easy-to-follow research techniques. You should listen to the
CD's after reading each chapter of the course book.
The 19 State-by-State Legal and Investment Analysis Sections
- A 170 page fully detailed analysis of each investment state,
the investment climate, unfavorable laws, filing deadlines,
foreclosure rules, tax sale registration rules, and more. Every
area of each investment state is discussed and covered in full
detail with specific statutory references. Click Here for Sample>>
A Detailed 7 Page Action Plan with Quick Start Discussion
- A simple and painless step-by-step action plan designed to
take you from education to action by following our proven process.
The Action Plan includes review questions and 3 practice sessions.
It is your guide through the entire process.
After you complete the materials the Action Plan is NOT over!
It will continue to guide you through all of the required steps
needed to make your first purchase and track your liens.
Access to Our Online Research Center - Our Tax Lien Research
Center will allow you to consolidate your county research into
one place. There is no confusing registration requirement and
no passwords to lose or forget. It is simple and designed to
let you research your tax liens with minimal hassle and maximum
efficiency.
Email Support with Author: Darius M. Barazandeh, JD -
I think this is the most important element of any program. It
is designed to make sure you understand the materials, how to
implement them, and know which strategy will work best for your
region and your goals.
And remember, there's no risk because of our 30-Day satisfaction
guarantee!
